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AUTOMOBILE INSURANCE
Being an independent agency gives United Brokers the flexibility to offer our clients insurance based on their wants, as well as their needs. Are you in the market for the lowest premium, or are you looking for the broadest coverage? With several companies to choose from, we can meet those requirements and we always strive to create a lasting professional relationship. As your needs change and priorities shift, we will always be there to advise and help. We are now helping our third generation of clients, a fact of which we’re very proud.
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HOME/RENTERS INSURANCE
Your name doesn't have to be on the title to have a need for this insurance. Whether you own a mansion or rent an apartment or home, it's a small price to pay for peace of mind. Most people who own a home do have homeowner’s insurance, but have you ever read the paper about a family who lost everything in a fire? Most people who rent don't realize that for about $20.00 per month, they wouldn't have needed to depend on charity to get back on their feet. Over the years, we've had clients tell us that because they bought a condominium, they didn’t need other insurance; this couldn’t be further from the truth. Homeowner association policies provide coverage for the basic home but only to the drywall, leaving a huge gap in coverage for the unit owner. Everything from the drywall out is the individual unit owner’s responsibility. Think about how much it could cost to have to replace cabinetry, sinks, tubs, wall paint, carpeting, lighting fixtures and so on; this could run into tens of thousands of dollars. Where will you live while your home, condo or rental home is being repaired? More importantly, who will help with the increased costs of temporary housing? Mortgage companies don't care if you have to live somewhere else because your home or condo is too far gone until the contractor finishes repairs. They still want the monthly mortgage payment. Loss of use coverage pays for your increased living expenses, while repairs are being made. Got kids? Many of us do. Parents are responsible for their every move. Liability coverage comes standard with all forms of homeowner policies. Whether they run their bike into a parked car or accidentally break out a window of a neighbor's house while imitating Hank Aaron, it's one less thing to worry about. - TOP -
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LIFE/HEALTH INSURANCE
Health Insurance is a huge issue. What many people don't realize these days is that it's becoming easier to obtain. Click on the logo below for a Blue Cross quote or contact our office for a more comprehensive look into a product that no one should be without. - TOP -
Quotes by Wholesale Insurance. ©2009.
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SMALL BUSINESS INSURANCE
Just because you don't own the building you run your business out of, doesn't mean you'd be squandering money on a Business Owner's Policy. Small businesses are what America was built on, yet they are more fragile than their corporate structured predecessors. One devastating incident in the absence of insurance protection can potentially close the doors. Imagine a small business owner's regret at having to shut down due to something that would have been covered by a policy costing as little as $750.00 a year. Don't let this happen to you. Call our office and let us help you get this very important coverage. - TOP -
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SPECIAL LINES
You like to ride? play in the great outdoors? Do you own Big Boy's Toys? Then you most likely have a need for 'special lines' coverage. Whether it's a boat, motor home, dirt bike or quad, we can help. With a large number of uninsured 'toys' out there, this insurance can not only protect your investment but also protect your quality of life in the event that you or a family member were to be injured. - TOP -
 
MECHANICAL BREAKDOWN PROTECTION
Similar to an extended warranty, Mercury’s MBP extends coverage to virtually all mechanical and electrical components of a new or newly-purchased vehicle. The coverage is also transferrable, which equals added resale value if you sell your vehicle before the agreement expires. And the best news? Mercury’s coverage is typically half the cost of what a new car dealer would charge for extended coverage. Coverage benefits include 24-hour roadside assistance, rental vehicle assistance, tire protection and trip interruption, which can reimburse meals and lodging if stranded due to a breakdown. - TOP -
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